TripCity Launches Path to Ownership Program for Gig Drivers

TripCity is excited to announce the launch of our new Path to Ownership Program, a game-changing opportunity for gig economy drivers who are ready to transition from long-term renters to proud vehicle owners. If you've been consistently renting through TripCity, your journey to car ownership just got a whole lot easier.

The program is currently available in the following cities: Los Angeles, San Diego, San Francisco, Atlanta, Washington DC, Baltimore, and Philadelphia.

What is the Path to Ownership Program?

The Path to Ownership Program is designed to reward dedicated rideshare and delivery drivers who have demonstrated commitment and reliability through long-term vehicle rentals. The goal is simple: to help hardworking drivers move beyond endless renting and into ownership.

By partnering with ACC Consumer Finance, we’re opening the door to a more stable and empowering future for drivers who rent through the TripCity platform.

Meet ACC Consumer Finance

ACC Consumer Finance isn’t your typical auto financing company. Since 2013, they’ve been committed to supporting gig drivers by offering financing options tailored specifically for them. Their mission? Break the cycle of renting and help drivers build a better financial future through ownership.

What makes ACC stand out is their unique qualification process. Instead of focusing on credit scores, ACC looks at what really matters: your rental payment history and gig earnings. If you’ve been putting in the effort and making consistent payments with TripCity, you’ve already done the hard part.

How Does It Work?

Getting started on the Path to Ownership Program is easy. Here's how:

1. Rent a vehicle through TripCity and drive for at least 180 total days. This can be done through multiple rentals.
   
   
2. After 180 days of timely payments, visit ACC’s website and complete their prequalification form.
   
   
3. ACC will review your rental history (not your credit score) and gig income data.
   
   
4. You’ll receive a decision via email within minutes.
   
   
5. Take your preapproval email to an ACC-enrolled dealership, pick your car, and submit your final application through the dealer.
   
   
6. Drive off in your very own vehicle, just like that!
   
   

ACC Review Process

During the application process, ACC uses Plaid, a secure financial technology provider, to verify your rental payments and earnings. This seamless integration to your bank account makes the entire experience smoother, with no paperwork hassle and faster approval times.

Types of Vehicles You Can Own 

Thanks to ACC’s growing network of dealerships, you’ll have access to a wide variety of new and used vehicles, including electric vehicles (EVs). 

Kickstart Your Journey

TripCity is here for you at every stage of your journey. With thousands of cars available to rent across the country and a dedicated support team ready to help to make sure your path to ownership is smooth and supported.

If you've been renting through TripCity for more than 180 days, your time has come. Take the first step toward and visit ACC’s website and start your prequalification now.