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FAQs: Rideshare Rental Use

Learn what insurance TripCity provides, what owners must maintain, and how coverage applies during rentals.

What Insurance Does TripCity Provide?

  • TripCity provides liability coverage during an active rental.
  • Once a renter books your car, our system automatically generates an insurance card in the renter’s name.
    • This card is available for the renter to download from their dashboard.
    • Renters can upload this card to any rideshare platform they work with.
  • TripCity’s policy covers:
    • State minimums for physical and property damage
  • Deductibles (owner responsibility):
    • Please refer to your terms of service.

Does TripCity Replace My Personal Insurance?

  • No. TripCity’s policy does not replace your personal insurance.
  • Owners must maintain full coverage insurance (liability, comprehensive, and collision) in order to list and rent vehicles on TripCity.
  • Owners must also confirm that their personal insurance meets their state’s minimum requirements at all times.
  • Insurance coverage is contingent on the owners primary insurance.
  • TripCity’s policy only applies during the active rental period.