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FAQs: Insurance Coverage

Learn what insurance TripCity provides, what owners must maintain, and how coverage applies during rentals.

What Insurance Does TripCity Provide?

  • TripCity provides liability coverage during an active rental.
  • Once a renter books your car, our system automatically generates an insurance card in the renter’s name.
    • This card is available for the renter to download from their dashboard.
    • Renters can upload this card to any rideshare platform they work with.
  • TripCity’s policy covers:
    • State minimums for physical and property damage
    • Up to $1M in liability coverage
  • Deductibles (owner responsibility):
    • $2,500 for vehicles valued at $55,000 or less
    • $5,000 for vehicles valued at more than $55,000

Does TripCity Replace My Personal Insurance?

  • No. TripCity’s policy does not replace your personal insurance.
  • Owners must maintain full coverage insurance (liability, comprehensive, and collision) in order to list and rent vehicles on TripCity.
  • Owners must also confirm that their personal insurance meets their state’s minimum requirements at all times.
  • TripCity’s policy only applies during the active rental period.